How can I get commercial vehicle insurance?
i need to get commercial vehicle insurance for my air conditioning service fan, but i want a really good price and need to get numerous quotes, how can I go about this? is there any websites that can give you quotes?
Question answered by drivelikejoewho
Call a local independent agent. Independent agencies will have multiple markets to shop you to. You can also try direct write companies like Allstate, Farmers etc. Who does your personal insurance right now? Give them a call first and see what they might have available.
Can you answer this question about my commercial auto insurance app?
On the commercial auto application it asks if this is a service, commercial or retail vehicle. I know it's not retail. But what's the difference between a commercial vehicle and a service vehicle?
Question answered by mbrcatz
Service is a vehicle that you use to get to and from a job site. The vehicle itself, isn't used in the business. Typicially it would be like a salesperson's car.
Commercial is a vehicle that's actually used to perform the job - like when you're a courier bringing stuff somewhere, or if you have a truck that delivers stuff, or hauls materials (like gravel, or concrete) to a job site, or you're hauling people (limo, taxi, bus, ambulance).
Retail, is when you're delivering to a residence - a non-business. Like flowers, or furniture delivery.
Is there a formula to work out maintenance/repair costs for commercial vehicles per year?
I need to work out a fixed price for commercial vehicle maintenance/repairs for 7 years - is there a formula I can use? Any help would be very much appreciated?
Question answered by bobweb
Freeware or shareware software downloads:
What does "commercial vehicle" in a Carfax mean ?
I'm looking at this certified lexus but i was wondering what "commercial vehicle" mean ? Does it mean that its a rental or a fleet ? Is it also recommended to buy these type of cars?
Question answered by crnd
From the CarFax site:
Commercial — Vehicle was registered for business purposes.
It just means someone used it for their business, possibly a realtor or something like that. There's also a pretty decent chance it may have been a service department loaner, as Lexus is typically pretty generous about giving loaners.
Note that this is different than rental or fleet, which would be classified as "fleet":
Fleet Vehicle — Vehicle was registered or sold to a company that manages vehicle fleets.
The key word in your post is "certified". It can't be certified unless it passes a ton of rigorous inspections, and it comes with a pretty good warranty as well. Certified is the gold standard of used cars - it means "don't worry about it".
Will my insurance premium increase if I decide to advertise my teaching services on my car?
I'm curious if my vehicle will have to be considered a commercial vehicle because I'm advertising my website, teaching services, and phone number. Someone told me that my insurance company can deny my claim if I don't notify them of the fact that my car is being used to advertise something. This is, of course, if I happen to get into an accident. Please let me know if I need to be more clear about my question. Thank you!
Question answered by PamelaS
Nope. Your car is a commercial risk if you use it for business, but private citizens are free to advertise on their vehicles. There are even people who let companies advertise on their private vehicles to help with costs.
In the event of a claim, you would certainly be asked if the vehicle was used for business, since the other party would be likely to mention the advertisement, but if you're not, you should be okay.
Using it for business in your case would be if you every carry students in your car, and with some companies whether you use it to transport materials and go from job to job. If your usage is questionable, ask your agent or insurance company.
Can I get a vehicle driver service?
I live in the southwest suburbs of Chicago and there are no commercial vehicles here for transportation. Can I get a driver to take me to work and pick me up, are there such services at all.
Question answered by mobilemark
you might want to check out this company
this is part of what services they offer
* Chauffeured driver service for your automobile available upon request
* Introduction to your automobile features and performance equipment
(this is only part of the services they offer according to their
Roughly, How Much Does A Collage Course Cost?
Im looking into taking this course, "NVQ Light and Commercial Vehicle Repair and Servicing Level 3"
Im just curious about how much these type of courses cost? Its a 15 month course if that helps, Thanks
Question answered by Elaine
There is no way anybody can possibly answer this. You need to ask the college direct. Courses at a local FE college are usually very cheap. Certainly an NVQ will be way cheaper than a degree course at university. Ignore all answerers from the US who don't understand what an NVQ is.
Is the driver of a paramedic ambulance allowed to bring the vehicle home to show the paramedic his house?
My neighbour is doing this from time to time and it doesn't seem to be right to me! The vehicle is normally stationary for about 30 mins. They may well be on a break but shouldn't the vehicle be available?
Question answered by G
Usually an ambulance company will have a policy against parking their trucks in a residential area or at the home of their personnel especially for a paid service. Even volunteer services have their members drive to the station to get the ambulance. Ambulances are also considered commercial vehicles so they do have to be mindful of where they park inbetween calls or while off duty. Thus, the reason it is frowned upon in residential areas.
Misuse of a public vehicle even if owned by a private ambulance service is a big deal. It is one thing to run home to check on something provided it is still within your call zone but to sit there is a different matter altogether. It raises suspicion of drinking, sexual activity or being unavailable for personal errands.
I suggest you ask your neighbor. If he tells you to mind your own business then you can bet he is not supposed to be at his house with the ambulance. This was actually the center of controversey in Washington DC for their FD ambulance where the Paramedic was using the ambulance for personal errands.
Is it illegal to park a commecial vehicle on a residential street?
I would like to know if its illegal to park a large commercial open truck on a residential street all the time especially when you have a drive?
Question answered by Neil
In the UK it depends on the Gross Vehicle Weight (GVW, maximum laden weight).
Anything up to 3500kg GVW is classified as a light commercial vehicle and is treated much the same as a car - provided it has a valid tax disc and insurance, and there are no other restrictions on the particular road, and the vehicle is not causing an obstruction it is fine to park it there.
Vehicles between 3500kg and 7500kg GVW have slightly more stringent rules, but nothing significant.
Vehicles of more than 7500kg however should only be parked overnight in permitted areas (e.g. service station lorry parks, certain laybys) or at the operator's base as registered with VOSA on the Operator's Licence.
One thing to check is your property lease. This may have an additional clause stating that you cannot keep certain types of vehicles at your property - even though there are no specific parking restrictions in your street.
Also bear in mind that sometimes it is easier in the long run to avoid confrontation with your neighbours, even though the law may be on your side.
What is the difference between public and commercial transportation?
Friend and I are disputing the differences. Is a jumbo jet from an airliner considered a commercial transportation or public transportation? And what are the differences between the two? Also what are the definitions of private, public, commercial, and industrial transportation?
Question answered by Ice in the Desert
A jet is commercial
Basically, public means that it is paid for by the government. City buses, subway systems, etc, all usually are paid for and maintained by the government.
Sometimes, you will see private companies provide shuttles, like around the airport. Taxis also fit under this. This is commercial, as it is a private company doing this. This is usually different as it must be paid for, while many public transportation services are free.
Private is your own car/vehicle, industrial is usually when a company or person uses another company or person for shipping things. Think UPS or FedEx