onboard cameras in a commercial vehicle?
Can a trucking company install onboard cameras inside a commercial vehicle to watch 24/7 (those sick perverts).and then say that its for safety?
Question answered by cerial0411
yea some companies do it mine doesnt so i have installed a system that i bought myself
the reasoning behind this is in the event of a crash i can bring the harddrive into court as it will then be served as evidence as what really happened weather someone backs into me in a parking lot and then takes off or something happens out on the road that i had no control over (non preventable)
i can prove that i did everything possible to avoid the incident
there are to many bs suits out there and it seems like a good investment
but no i dont have any cameras aimed at the driver i have two aimed at both sides of the hood from inside so that you get a pamoramic view of the road and both my cheater miorrs(showing whats behind on both sides)
What kind of insurance does a security company need?
I'm wondering what kind of insurance does a security company need when you're trying to build a security business?
Question answered by Tom Z
A "security company" can mean a lot of things. Are your security guards static or are they mobile (i.e. in vehicles)? Are they armed? Are they protecting someone (i.e. body guard)? Are they merely checking people into an office building or are they pursuing shoplifters?
This all affects what kind of insurance you might need. At the least you will need general liability with extended bodily injury coverage to cover assault and battery, professional liability, fire damage legal liability and workers compensation. You may need commercial auto coverage. You may need employee dishonesty coverage. You may need to be bonded. You will likely need to buy an excess liability or an umbrella liability policy because you will need very high limits. Whew.
Don't go to the name brand carriers that you are familiar with they will refuse to consider underwriting such a risk - No way, No How. You need to contact an independent agent that has access to the specialty lines carrier (surplus lines). The coverage you will need is available but only from a handful of carriers that specialize in this industry.
What are those three wheeled motorized scooter things called?
I mean in America and yes they are motorized. Sometimes you find them in malls because some mall security guards ride them around.
Question answered by curmudgeon1955
In Illinois the term 'Truckster' is used for 3 wheeled light commercial or utility vehicles. this covers the old Harley trikes, Cushman 3 wheelers. The fine print in the term was a 'truckster' was not a 'motorcycle' and the rider didn't need a motorcycle endorsement or motorcycle helmet to drive it. This meant police and city employees in parking patrol scooters didn't have to get tested and licensed for motorcycles and old riot helmets were legal to wear.
Can anyone help me with a commercial bathroom cleaning bid?
I am new to the commercial cleaning business. I need help with preparing a bid to clean mens and womens bathrooms in 28 retail stores. How much do you charge for something like this? How do you bid the consumables(supplies) ? What about a trip charge or fuel surcharge for travel? Any help appreciated!!
Question answered by red260z
OK Pen and paper handy??
List everything you will need to run the business. Don't forget accounting/bookkeeping fees or software.
List all your consumables. (Chemicals, gloves etc)
List all your equipment. (Buckets, uniforms etc)
Vehicle expenses. Fuel, servicing,
Have you seen the sites?? New sites and low use sites will be easy to clean. Older sites or heavily used sites will need more of your time and chemicals to keep them looking good.
Call a wages advise line. They should be able to tell you what the base rate for payment for a cleaning lady/man is.
And will you be required to work after the stores are closed? After hours? Or during normal business hours?
This will affect the rate of pay for yourself too.
Finally, make sure you tell the potential customer exactly what your quote includes in the price and what it doesn't include!!
Had a friend, security installer, who quoted on a job but when he went to do it needed to hire extra equipment to reach extra high roof lines. He hadn't excluded hiring extra equipment in his quote and so had to cover the extra expense himself. And it really cut into his profits.
Good luck with it. And don't sell yourself too cheap. No jobs worth it if you have to work for bugger all.
What's the difference between classified driver license and commercial driver license?
Please help and be as non confusing as you can be thanks!
Question answered by oklatom
Ohio I assume?
Classified drivers license is like a learners permit to get a commercial drivers license.
Procedures for Obtaining a CDL or CDL Instruction Permit
To get a CDL or CDL instruction permit (CDIP) you are required to be at least 18 years of age and have a valid Ohio State driver's license.
Employers may impose additional standards and/or higher age requirements. Bring the following items to the licensing office:
Your social security card issued by the Social Security Administration. Your social security number is required for identification purposes. This is a mandatory requirement.
A CDIP may be issued to an individual who holds a valid automobile or classified driver's license. The holder of a CDIP may drive a commercial motor vehicle on a highway only when accompanied by the holder of a commercial driver's license, valid for the type of vehicle driven, who occupies a seat beside the individual, for the purpose of giving instruction in driving the commercial motor vehicle.
The CDIP is valid for (6) six months. A CDIP expires after six (6) months and cannot be renewed. A new permit must be purchased and the vision and knowledge tests must be re-taken.
The CDIP fee is $25.50.
And of course the commercial license allows you to drive commercially.
what do i need to take with me to get a Maryland Provisional drivers license?
what should i take with me? birth certificate, Social Security Card, etc?
Question answered by John
o Get a Maryland Learner's Permit, Please Bring:
Proof of age/identity, lawful presence, verifiable Social Security Number or proof of ineligibility, and Maryland residence. Please refer to Sources of Proof for required documentation.
Minimum age for applicants is 15 years and 9 months.
If under 16, you must provide a completed Learner's Permit School Attendance Certification form (DL-300) to an MVA official during the learner's permit application process.
You must pass a vision test and knowledge test.
If under 18, a parent or guardian must sign the application or, if the applicant has no parent or guardian or is married, an adult employer of the applicant or any other responsible adult may cosign the application.
You must be 18 to obtain a Learner's Permit for a CDL Intrastate, 21 years of age for Interstate. In addition, you must also have a full driver's license (does not include a motorcycle license).
A valid U.S. Department of Transportation physical card (if applying for a Learner’s Permit to drive a commercial motor vehicle).
Out-of-State learner's permits cannot be exchanged for a Maryland Learner's Permit.
You must also complete the Maryland Graduated Licensing System requirements.
What can i do to take my license in washington? without my social secuirity?
ive heard that you can get your driving license in washington without needing a social security, Im from new york and i can not take my license because i dont have a social secuirty, what do i need to do to go over there and take it?
Question answered by RETUSAF
Keep in mind that the real ID act goes into effect on Jan 15th 2013. Only US citizens or greencard holders are permitted to hold drivers licenses. This is a federal law, if you are a illegal alien and hold a drivers license and are caught it's a felony and you will be deported. This will be for all states.
Valid, unexpired Permanent Resident Card – I-551 for Lawful Permanent Residents
Valid Passport for non-immigrants except for asylum applicants and refugees
Other government issued document showing your full name
Department of Homeland Security document showing proof of lawful presence
If your name has changed by marriage/divorce, you must have your name changed on your Citizen and Immigration Services (CIS) documents.
Both Citizens and Non-Citizens will need to bring:
Your Social Security Card or proof of your social security number."
Washington state now:
"Social Security number:
You must provide your Social Security number to get a driver license.
* If you don’t have a Social Security number, you may sign a declaration form and provide proof of Washington residence.
* If you’re applying for a Commercial Driver License (CDL), you must provide your Social Security number. We can’t issue you a CDL if you don’t have one.
Proof of Washington residence
If you don’t have a Social Security number:
1. Bring as many of the following documents as possible to be reviewed as proof of your Washington residence address:
* Home utility bill (gas, electric, water, garbage, land-line telephone, or ISTA. etc).
o Not acceptable: Cable, internet or satellite TV bills.
* A college or university document that has your current residential address on file.
o Off-campus students: Bring the printout from the SEVIS database which:
+ Is in a sealed envelope with the college return address.
+ Has your address
+ Has proof it was printed by the “Designated School Official” or “Responsible Officer.”
* WA Department of Corrections (DOC) electronic ID Letter that has your current residential address.
* Selective Service card with your current residential address.
* Vehicle title (not a super service title with a tamper proof tape over the VIN and Title number).
* Bank-issued documents, for the last 30 days which include your current residential address, such as:
o Account statement
o Credit card statement
o Mortgage statement
2. Note: Your documents must include your name and current Washington residential address. It’s illegal to present fraudulent documents. If we find that your documents are fraudulent, you won’t be able to reapply for 364 days.
2. When you apply, you’ll get a handout with instructions for completing the application process.
3. Within 2 weeks, we’ll send you a letter and form to request an appointment with us to review your documents.
4. Complete the form and send it back to us by mail or fax following the instructions on the form.
5. We’ll call you to schedule an appointment, and meet with you to verify your proof of Washington residence.
6. After we verify your Washington residence address, we’ll issue your driver license, photo instruction permit, or ID card.
How your Social Security number is used
Your Social Security number (SSN) is used to help enforce child support laws. We’ll verify your SSN with the Social Security Administration. Your SSN doesn’t appear on your driver license."
How can you deter thieves without security systems?
ADT is very expensive to get for your house, like $1000 to install and $50 a month after for service. Is there a cheaper way to keep robbers away and prevent your house from getting broken into?
Question answered by www.keepsafesystems.ca
"a sticker that alerts fire department on a few windows and doors that " we own a dog" - Hopefully you actually own a dog, I would hate to see a firefighter risk their life looking for a non-existant dog.
I wrote an article about 10 years ago and it stills applies today, some has been touched on above other not as much. Here is abit of it, the whole thing can be found at http://www.keepsafesystems.ca section protection 101
As far as the 50 bucks per month. You may want to check around abit, the standard industry rate is 25. There are some companies that are lower but you should be weary of anyone who goes to low as you may not be getting the service you deserve, don't go with ADT just because their commercials tell you they are the best, ask around you may be surprised to find a local comany that will give you a far better level of service.
Protecting your valuables from the unsavoury arms of bandits starts from the outside in. Here are a few suggestions that may assist you in making your home less appealing to the darker side of society.
Since most break-ins are crimes of opportunity, following are some helpful tips on how to decrease the perception of opportunity:
o Ensure your yard is well lit and keep Shrubberies around windows and other potential entry points trimmed. Crooks are less likely to attempt to break in if there is a high risk of being seen.
o When on vacation, have a neighbour or friend pick up your mail, leave a few lights in your home on timers, and if possible have someone come in occasionally to make your home look “alive”. If possible, have someone park a vehicle in your driveway for the time you are away. To reduce the risk of being caught, most Burglars do stake out their targets. Make everything as unpredictable as possible to potential intruders.
o Do not advertise the purchase of “high ticket” items by putting the boxes outside in open view. Break the boxes down and bring them to the nearest neighbourhood recycle bin.
o Keep ladders and garbage bins hidden as they provide burglars with easy access to higher windows.
You should also look around your home, from the outside and closely examine the possible ways an intruder could infiltrate your home and consider ways to make forced entry as difficult as possible.
o Check to see whether your windows or sliding doors can be removed from the outside. Some older style aluminum frame windows can be lifted out of their frames while the window is still closed. Later models included a security feature that prevented the window from being lifted out unless it was open. Screws placed in the window frame, above the window are an inexpensive way of accomplishing this.
o Ensure that your windows and sliding doors cannot be forced open. Many factory standard latches fall short of effectively preventing forced entry.
o Install dead bolts in all your external doors.
o Consider small windows inside or beside entry doors as an easy way to break in and unlock dead bolts. Ensure dead bolts are out of reach from these windows.
o Strengthen doors and doorframes around dead bolts.
o Install longer screws in door hinges.
o If the hinges are on the outside of the door, ensure they cannot be removed easily.
o Protect rarely used basement and back doors from forced Entry by installing an anti-ramming bar across the inside of the door.
o Consider security window film or window bars on high-risk windows.
Look through the interior of your home and consider possible entry points in relation to the location of your valuables. Keep in mind, crooks
o Keep Computers stereo's and all other “high ticket” items away from windows that can be easily accessed or viewed from outside the home.
o Keep all jewelry and money hidden, wall and floor safes are ideal for this, mattresses and dresser drawers are not.
o You may also wish to secure computers, fax machines and printers to the floors or desks on which they are placed.
What to do about elderly mother buying TV products?
A little over 5 years ago my husband and I moved my mother in with us as her health was getting very bad. Every month, she receives social security/retirement checks. These checks are supposed to cover her insurances, medical bills, any vet fees for her 2 dogs (and medication for one that has epilepsy), repairs for her vehicle, and taxes on the home she's currently selling. About a year ago, we noticed she began purchasing a few items here and there from the home shopping network and TV commercials. It wasn't a big deal because her money is hers to do with as she pleases. However, over the past 4-5 months, these purchases have gotten so far out of hand. Every day there's nearly 5 boxes delivered with stuff she's genuinely never going to use. She has no extended family, her only children are myself and my brother and we don't need anything. Her only 2 grandchildren are grown and don't need anything. The other day a shipment with 17 cases of those moving-men sliders showed up. 17 cases! No one we even know is moving or has plans to move. At the end of the month she now doesn't have enough money to pay any of her bills, her checking accounts are in the negative, and I have no idea how many credit cards she's opened and began using. I can't continue to help her with this because I'm over here trying to support a family of my own. I've had all the home shopping networks blocked from our channels, but beyond that I'm really not sure how to handle this situation. I don't think I could very well take away her cards and give her an allowance like a child, but as she's getting older, she's becoming more and more irresponsible. Any advice?
Question answered by Frosty
You just have to put your foot down and treat her like a child. If you get the home shopping network then you have adult controls on it. Use them. My aunt used to enter all the contests and buy magazines she didn't need. My Mom told her to stop or she would get power of attorney over her finances and then she couldn't buy anything. My aunt stopped finally.
Go to court if you have to get a Power of Attorney over your Mom's finances and give her an allowance. Take away her credit cards and cut them up. Pay her bills and if there is extra put it in a trust account that only you or your husband in an emergency, can touch. Does she have a prepaid funeral plan? If not use some of her money to buy one. You can contact a mortuary for info on those. They either have an "In house" plan or can show you how to find one. Funerals are really costly these days and most families can't afford them. You will have to be the grown up now so get a backbone and get her financially stable. Granted she will kick and scream all the way to the bank but in the long run you will also benefit because you stood up to her. If she dies owing money you will be responsible for those bills. thank God my Mom was stable right up to the end and she left me money in a bank account with a fully paid funeral plan and no bills to pay for her. I thank God for that.
In the long run she (and you) will be better off. Find something else she is interested in and divert her attention to that.Good luck. If you need to vent feel free to use my e-mail link to do it.
Is Bill Clinton partially responsible for the economic meltdown in the US?
Former President Clinton is on the campaign trail claiming he has nothing to do with the current economic crisis. However, the facts are these:
When President Clinton was president his terms was characterized by economic prosperity and financial deregulation, which in many ways set the stage for the excesses of recent years. Among his biggest strokes of free-wheeling capitalism was the Gramm-Leach-Bliley Act, which repealed the Glass-Steagall Act, a cornerstone of Depression-era regulation. The repeal enabled commercial lenders such as Citigroup, which was in 1999 then the largest U.S. bank by assets, to underwrite and trade instruments such as mortgage-backed securities and collateralized debt obligations and establish so-called structured investment vehicles, or SIVs, that bought those securities. It is therefore seen that the repeal of this act is directly responsible for the Global financial crisis.
That was not enough for former President Cliinton. He also signed the Commodity Futures Modernization Act, which exempted credit-default swaps from regulation. The Commodity Futures Modernization Act of 2000 has received criticism for the so-called "Enron loophole," which exempts most over-the-counter energy trades and trading on electronic energy commodity markets. This was one of the big reasons for the collapse of Enron.
Not convinnced yet? In 1995 Clinton loosened housing rules by rewriting the Community Reinvestment Act, which put added pressure on banks to lend in low-income neighborhoods. All these rules changes played a role in creating a permissive lending environment. This in turn led to more loans being given to people who really could not afford them, leading to defaults today.
After all of this, do you believe our former president when he says to the media, "I am not a fault for any of this financial mess? Do you believe if my economic team was in place that any of this would have happened?"
My answer is yes I do - after reading about all the things he did in great detail, I put part of the blame squarely on his broad shoulders. To deny he had nothing to do with it seems like he is trying to rewrite history. What do you think?
Hmm. The surplus has nothing to do with the current situation. How does that figure into this quesstion?
True, anything can be overridden - but how does that absolve Clinton for pushing these ideas in the first place?
Although Clinton is not formerly campaigning, he is making repeated statements (three in the last two days) stating he has NOTHING to do with the economic downturn. If this is not campaigning for his reputation history, what is it then? Just random statements?
Question answered by John T
I concur that President Clinton has some responsibility for the current financial crisis. The Commodity Futures Modernization Act, and the repeal of Glass-Steagall were bad choices.
I will take issue with Community Reinvestment Act. Nothing in the act required lenders to give up their underwriting standards. Moreover, the vast boom in subprime loans and problems occured post 2002. If CRA was the proximate cause, it would have happened earlier.
I will also fault Clinton for retaining Alan Greenspan. The financial crisis has many origins - among consumers, among banks, and in government. But Greenspan kept rates low, and financial institutions sought any sort of instrument that would pay more than the low interest rates. This created an enormous market for mortgage-backed securities. Nobody cared about loan underwriting any more, since it would be immediately sold to some investor somewhere.
While many, many people are to blame, I put Greenspan as the most culpable.